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Thrivent Federal Credit Union

Appleton, Wisconsin

Student Loans with a Higher Purpose

More than 45,000 Christians across the nation have the tools to save more, spend less and give abundantly thanks to Thrivent Federal Credit Union (TFCU). With competitive rates, personalized service and financial guidance based on biblical principles, you can feel the power of contentment. Deciding how to pay for education is the first real financial hurdle for most young adults. When you finance your education through TFCU, you can leverage the flexibility and financial wisdom you need to foster a good relationship with money. Support your education with the option that's right for you.

A group of five students looking happy about college
Let wisdom inspire your future.
Inspired by Proverbs 24:14

Membership Eligibility

It's easy to become part of our community. Join us!

We're a member-owned financial institution driven by Christian beliefs and values, combining faith and financial expertise to help our members live confidently and generously. You must be an associate or benefit member of Thrivent Financial to be eligible for credit union membership.
 
To be eligible for a student loan, you must be:

  • A member of Thrivent Federal Credit Union.
  • A U.S. citizen or permanent resident.
  • Old enough to borrow legally in your state.
  • Currently enrolled at least half-time in a graduate or undergraduate degree program at an eligible school.
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Our Loan Products

Undergraduate

3

Graduate

3

Refinance

2

Undergraduate (3)

Thrivent Private Student Loan

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Repayment Terms: 
Max Borrow Amt: 
$80,000.00
Repayment Options: 
Full Deferment, Immediate Repayment, Interest Only, Minimum In-School

This fixed rate loan provides the security of a locked-in interest rate over the life of your loan. Apply for a fixed rate loan if you:

  • Are planning for one year of expenses at a time.
  • Will be able to pay off the loan in a shorter period of time.
  • Want a level payment.

Thrivent Private Student Loan

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Repayment Terms: 
Max Borrow Amt: 
$80,000
Repayment Options: 
Full Deferment, Immediate Repayment, Interest Only, Minimum In-School

This variable rate loan offers the flexibility of a lower rate up front, with the possibility of rate increases that depend on the interest rate environment. Apply if you:

  • Are planning for one year of expenses at a time.
  • Will be able to pay off the loan in a shorter period of time.
  • Are comfortable with the rate changing and possibly increasing over time.
  • Are looking for a lower rate up front.

Thrivent Student Tuition Line of Credit

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Repayment Terms: 
Max Borrow Amt: 
$80,000.00
Repayment Options: 
Full Deferment, Immediate Repayment, Interest Only, Minimum In-School

The Thrivent Student Tuition Line offers flexibility and easy access to funds while you're in school. You can use all or a portion of the funds certified by your school in the credit line at any time over the course of your education.


Graduate (3)

Thrivent Private Student Loan

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Repayment Terms: 
Max Borrow Amt: 
$80,000.00
Repayment Options: 
Full Deferment, Immediate Repayment, Interest Only, Minimum In-School

This fixed rate loan provides the security of a locked-in interest rate over the life of your loan. Apply for a fixed rate loan if you:

  • Are planning for one year of expenses at a time.
  • Will be able to pay off the loan in a shorter period of time.
  • Want a level payment.

Thrivent Private Student Loan

Show LessShow More
Repayment Terms: 
Max Borrow Amt: 
$80,000
Repayment Options: 
Graduated, Immediate Repayment, Interest Only, Minimum In-School

This variable rate loan offers the flexibility of a lower rate up front, with the possibility of rate increases that depend on the interest rate environment. Apply if you:

  • Are planning for one year of expenses at a time.
  • Will be able to pay off the loan in a shorter period of time.
  • Are comfortable with the rate changing and possibly increasing over time.
  • Are looking for a lower rate up front.

Thrivent Student Tuition Line of Credit

Show LessShow More
Repayment Terms: 
Max Borrow Amt: 
$80,000.00
Repayment Options: 
Full Deferment, Immediate Repayment, Interest Only, Minimum In-School

The Thrivent Student Tuition Line offers flexibility and easy access to funds while you're in school. You can use all or a portion of the funds certified by your school in the credit line at any time over the course of your education.


Refinance (2)

Thrivent Education Refinance Loan

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Repayment Terms: 
Max Borrow Amt: 
$120,000.00
Repayment Options: 
Graduated, Immediate Repayment

If you're looking for a new interest rate or new loan repayment terms, refinancing current federal student loans might be an option.

The Education Refi Loan is best for you if you want:

  • To combine all of your education loans into one new refinance loan.
  • An opportunity to secure a lower interest rate.
  • To choose from a variable or fixed rate loan.
  • To choose from multiple repayment options.

Important Information

Thrivent Education Refinance Loan

Show LessShow More
Repayment Terms: 
Max Borrow Amt: 
$120,000.00
Repayment Options: 
Graduated, Immediate Repayment

If you're looking for a new interest rate or new loan repayment terms, refinancing current federal student loans might be an option.

The Education Refi Loan is best for you if you want:

  • To combine all of your education loans into one new refinance loan.
  • An opportunity to secure a lower interest rate.
  • To choose from a variable or fixed rate loan.
  • To choose from multiple repayment options.

Important Information


The TFCU College Checking account is a requirement for membership in Thrivent Federal Credit Union. To maintain membership, a par value of one (1) share is $1.00 which must be kept in the account at all times. If you fall below the par value you have six (6) months to increase the balance or your membership may be canceled.

All loans and lines of credit are subject to credit approval and may not be available in certain schools or certain jurisdictions.

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